Story
A hard working 19-year-old Non-Minor Dependent (NMD) has been employed at the same restaurant for over a year. However, in the last several months, they consistently cut his hours, causing a financial strain. Since then, he has been proactive in his job search to secure a position with more hours, applying at security firms and markets near his house. He attended a job fair recently and completed several applications. His goal is to attend trade school for plumbing. He is studying to get his driver’s license, which he was told he needs to attend the trade school.
He has received a debt collection notice after being unaware of an outstanding medical bill from an incident in May 2024, where he went to an urgent care and emergency room while on an out of state trip. After receiving the notice, he called to see if his insurance would cover the expenses but was told that it would not be covered as it was not a life-threatening emergency for which he sought care.
This is a responsible young man, and he is very anxious about this debt of $704.99. He is worried it will affect his credit, and his future plans. He cannot afford to pay the bill.
I can provide a copy of the bill and collection notice.
Thank you in advance.